The Insurance Industry in Macedonia, Key Trends and Opportunities to 2018, New Report Launched

Macedonia is an upper-middle-income country, and is one of south-east Europe’s emerging economies. The country’s GDP at constant prices (base 2005) stood at MKD348.8 billion (US$7.5 billion) in 2013, increasing from MKD304.3 billion (US$6.9 billion) in 2009 at a review-period (2009–2013) compound annual growth rate (CAGR) of 2.1%. The Euro zone debt crisis, and falling overall exports and foreign direct investment (FDI) all impacted the country’s overall economy development during 2009–2012, before it recovered in 2013 due to increase in construction activity and exports.

The Macedonian insurance industry is small and underdeveloped, and therefore offers opportunities in terms of growth and development. It grew at a review-period CAGR of 3.9%. The industry’s growth was supported by the life segment, which grew at a review-period CAGR of 25.6%, followed by the non-life segment with 3.0%. Growth in the life segment was partly due to expanding domestic operations in 2013, particularly of life insurers Croatia Life and Grawe.

The report provides in-depth industry analysis, information and insights into the insurance industry in Macedonia, including:

  • The Macedonian insurance industry’s growth prospects by insurance segment and category
  • The competitive landscape in the Macedonian insurance industry
  • The current trends and drivers in the Macedonian insurance industry
  • Challenges facing the Macedonian insurance industry
  • The detailed regulatory framework of the Macedonian insurance industry

Scope

This report provides a comprehensive analysis of the insurance industry in Macedonia:

  • It provides historical values for the Macedonian insurance industry for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
  • It offers a detailed analysis of the key segments and categories in the Macedonian insurance industry, along with forecasts until 2018.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, total assets, total investment income and retentions.
  • It profiles the top insurance companies in Macedonia, and outlines the key regulations affecting them.

Reasons to Buy

  • Make strategic business decisions using in-depth historic and forecast industry data related to the Macedonian insurance industry and each segment within it.
  • Understand the demand-side dynamics, key trends and growth opportunities in the Macedonian insurance industry.
  • Assess the competitive dynamics in the Macedonian insurance industry.
  • Identify the growth opportunities and market dynamics in key segments.
  • Gain insights into key regulations governing the Macedonian insurance industry, and their impact on companies and the industry’s future.

Key Highlights

  • The Macedonian insurance industry is small and underdeveloped, and therefore offers opportunities in terms of growth and development.
  • The industry’s growth was supported by the life segment, which grew at a review-period CAGR of 25.6%, followed by the non-life segment with 3.0%.
  • Non-life insurance was the largest segment in terms of gross written premium, and dominated the Macedonian insurance industry with 80.2% share in 2013.
  • The Macedonian life segment is highly concentrated, and was dominated by the top two insurers in 2013, which together accounted for 86.4% of the life segment’s gross written premium.
  • A high combined ratio is a key concern for Macedonian insurers. The combined ratio was more than 100% during the review period in all three segments: life, non-life and personal accident and health. For life insurance it was 117.5% in 2013, while for non-life it was 103.6%, and for personal accident and health it was 102.7%.

Spanning over 136 pages, 112 Tables and 104 Pages “The Insurance Industry in Macedonia, Key Trends and Opportunities to 2018” report Covering Executive Summary, Introduction, Macedonian Insurance Industry Overview, Industry Segmentation, Competitive Landscape, Macroeconomic Indicators, Appendix. This report Covered 5 Companies – Croatia Life (Кроациа Живот), Grawe (Граве), Winner Life (Винер Живот), Uniqa (Уника Живот), Makedonija (Македонија).

Know more about this report at – http://mrr.cm/ZtT

Find all Insurance Reports at: http://www.marketresearchreports.com/insurance

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Precious Metals Mining in Bolivia to 2020 – a Focus on the Silver Industry, New Report Launched

In 2013, Bolivian silver mine or metal content in the ore production was 44.1 million ounces, accounting for a share of around 5% of global production. At the end of the forecast year 2020, silver mine production is estimated to reach 48.7 million ounces, should production commence at the Pulacayo mine in addition to contribution from the San Cristobal and other currently active mines.

The ‘Precious Metals Mining in Bolivia to 2020 – a Focus on the Silver Industry’ report comprehensively covers the country’s historic and forecast data on silver mine production to 2020, and reserves. The report also includes drivers and restraints affecting the industry, profiles of major silver mining companies, information on the major active, exploration and development projects, and regulations governing the industry.

The fiscal regime section provides information about the country’s regulatory authority, laws, licenses and other fiscal regime information such as taxes, rates and other charges applicable to the mining of the commodity in the country. It is an essential tool for companies active in the Bolivian mining industry, and for new competitors considering entering the industry.

Scope

The report contains an overview of Bolivia’s silver mining industry together with the key growth factors and restraints affecting the industry. Further, it provides information about reserves, production, prices, competitive landscape, major active, exploration and development projects and the fiscal regime of the country.

Reasons to Buy

Gain an understanding of the Bolivian precious metals (silver) mining industry, the relevant drivers and restraining factors, reserves, historic and forecast production, prices, the competitive landscape and its fiscal regime.

Key Highlights

  • The country’s mining industry is characterized by small-scale or cooperative miners, which accounted for an estimated 27% of silver mine production.
  • Recently, Bolivia’s Karachipampa smelter produced the first lot of silver ingots, a welcome move when the majority of the nation’s raw mineral produce is exported for processing abroad.
  • The Bolivian government’s revenue from mining royalties in 2013 was BOB921 million (approximately US$130.5 million), of which more than 50% was contributed by five mining companies.
  • According to data released by Banco Central De Bolivia, the country’s central bank, the mining and quarrying industry drew FDI worth US$219 million in 2012, compared with US$238 million in 2011.

Spanning over 25 pages, 8 Tables and 3 Pages “Precious Metals Mining in Bolivia to 2020 – a Focus on the Silver Industry” report Covering Executive Summary, Precious Metals Mining in Bolivia, Silver Mining in Bolivia – Reserves and Production, Competitive Landscape, Fiscal Regime, Appendix. This report Covered 3 Companies – Minera San Cristobal SA, Coeur d’Alene Mines Corporation, Pan American Silver Corp.

Know more about this report at – http://mrr.cm/Zt5

Find all Precious Metals Reports at: http://www.marketresearchreports.com/precious-metals

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Personal Accident and Health Insurance in Hong Kong, Key Trends and Opportunities to 2018, New Report Launched

The Hong Kong personal accident and health segment’s gross written premium grew at a review-period CAGR of 6.4%. Health insurance accounted for 77.2% of the personal accident and health insurance gross written premium value in 2013, followed by personal accident and travel insurance. The gross written premium of health insurance rose at a review-period CAGR of 6.4%.

The increase in healthcare expenditure, a rise in outbound tourist volume, favorable government initiatives and growing consumer awareness of the benefits of insurance products all supported this growth. Hong Kong’s positive economic outlook is also expected to drive the segment’s growth over the forecast period. According to the IMF Hong Kong’s GDP at current prices is expected to increase at a forecast-period CAGR of 6.9%in 2018.

This growth is expected to result in a rise in average income levels, and increase demand for personal accident and health insurance. Specifically, the number of personal accident and health insurance policies sold in Hong Kong is expected to increase, at a forecast-period CAGR of 5.2% in 2018.

The report provides in-depth market analysis, information and insights into Hong Kong personal accident and health insurance segment, including:

  • The Hong Kong personal accident and health insurance segment’s growth prospects by insurance category
  • Key trends and drivers for the personal accident and health insurance segment
  • The various distribution channels in the Hong Kong personal accident and health insurance segment
  • The detailed competitive landscape in the personal accident and health insurance segment in Hong Kong
  • Detailed regulatory policies of Hong Kong insurance industry
  • Analysis of various consumer segments in Hong Kong personal accident and health insurance
  • Key developments in the Hong Kong personal accident and health insurance segment
  • New products launched by Hong Kong personal accident and health insurers

Scope

This report provides a comprehensive analysis of the personal accident and health insurance segment in Hong Kong:

  • It provides historical values for the Hong Kong personal accident and health insurance segment for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
  • It offers a detailed analysis of the key categories in the Hong Kong personal accident and health insurance segment, along with market forecasts until 2018.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
  • It analyses the various distribution channels for personal accident and health insurance products in Hong Kong.
  • It profiles the top personal accident and health insurance companies in Hong Kong and outlines the key regulations affecting them.

Reasons to Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Hong Kong personal accident and health insurance segment and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Hong Kong personal accident and health insurance segment.
  • Assess the competitive dynamics in the personal accident and health insurance segment.
  • Identify the growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Hong Kong insurance industry and their impact on companies and the industry’s future.

Key Highlights

  • The gross written premium of the Hong Kong personal accident and health segment grew at a review-period CAGR of 6.4%.
  • Health insurance was the segment’s largest category during the review period, accounting for a gross written premium share of 77.2% in 2013.
  • This increase was driven by a rise in healthcare expenditure, an increase in the volume of outbound tourists, favorable government initiatives and growing consumer awareness of the benefits of insurance.
  • Health insurance is expected to retain the largest share of the Hong Kong personal accident and health segment’s gross written premium over the forecast period
  • E-commerce is expected to record a CAGR of 8.2% over the forecast period, as personal accident and health insurers increasingly use online distribution channels

Spanning over 244 pages, 156 Tables and 162 Pages “Personal Accident and Health Insurance in Hong Kong, Key Trends and Opportunities to 2018” report Covering Key Facts and Events, Executive Summary, Introduction, Hong Kong Insurance Industry Attractiveness, Personal Accident and Health Insurance Segment Outlook, Analysis by Distribution Channel, Governance, Risk and Compliance, Competitive Landscape and Strategic Insights, Appendix. This report Covered 10 Companies – Bupa (Asia) Ltd, Axa General Insurance Hong Kong Ltd, Axa China Region Insurance Company Ltd, Blue Cross (Asia-Pacific) Insurance Ltd, American International Assurance Company (Bermuda) Ltd, Prudential General Insurance Hong Kong Ltd, Bank of China Group Insurance Company Ltd, AIG Insurance Hong Kong Ltd, Liberty International Insurance Ltd, ACE Insurance Limited (Hong Kong).

Know more about this report at – http://mrr.cm/Ztq

Related Reports are –

1st – Reinsurance in Hong Kong, Key Trends and Opportunities to 2018 – See More at – http://mrr.cm/Ztc

2nd – Non-Life Insurance in Hong Kong, Key Trends and Opportunities to 2018 – See More at – http://mrr.cm/Ztp

3rd – Life Insurance in Hong Kong, Key Trends and Opportunities to 2018 – See More at – http://mrr.cm/ZtG

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Oil and Gas Business Confidence Report Q4 2014, New Report Launched

Oil and Gas Business Confidence Report Q4 2014 is a new report globally analyzes industry opinions on the latest economic and customer issues, and their impact on investment decisions and growth prospects within the Oil and Gas industry. This report also examines executive opinions with regards to the current and future state of the economy and its effect on the industry.

It analyzes the likely effect of supplier price changes, sales performance, and staff headcount within the industry over October–December 2014. This report provides an overview of the key priorities, threats, and opportunities for the global Oil and Gas industry over October–December 2014. Furthermore, the survey forecasts projected investment on offshore equipment, procurement budget allocations and the leading suppliers of offshore equipment in the oil and gas industry.

Key Findings

  • Overall, 53% of Oil and Gas industry respondents state that they are operating in a stable economic environment, while 24% state that their current economic conditions are favorable.
  • The majority of global Oil and Gas industry respondents anticipate positive growth for both their companies and the industry over October–December 2014.
  • Industry respondents from Asia-Pacific expect the highest growth in sales volume in October–December 2014.
  • Protecting and growing market share and improving operational efficiency are the most popular priorities by Oil and Gas industry executives operating across all regions.
  • The majority of respondents from the Rest of the World are keen to purchase leased offshore equipment.
  • Highest percentage of executives from North America and the Rest of the World expect to invest more than US$50 million for equipment purchases in 2014–2015.
  • Respondents intend to allocate the biggest part of their procurement budget towards meeting operating expenses in 2014 and 2015

Synopsis

This report is the result of an extensive survey drawn from Publisher’s exclusive panel of leading global Oil and Gas industry executives. The report analyzes current global economic conditions and their impact on the Oil and Gas industry, and forecasts the company and industry growth prospects over October–December 2014. It provides information about the impact of customer confidence, supplier prices, and staff headcount likely to affect investment decisions over October–December 2014. Additionally, the report includes the trends in the offshore equipment market, analysis of the procurement budget allocations and leading suppliers of offshore equipment.

In particular, it provides an in-depth analysis of the following:

  • Industry executives’ opinions about the current state of global economy: examining the prevailing economic conditions and executives’ opinions with regards to the global economy and the state of economic conditions in various regions.
  • The growth prospects of companies and the industry as a whole: providing industry executives’ expectations on the growth prospects of their company and the Industry over October–December 2014.
  • Change in customer confidence: analyzing Oil and Gas industry executives’ opinions on changes in customer confidence globally, over October–December 2014.
  • Impact of supplier prices: determining the expected change in supplier prices across various categories and their impact on business confidence, and examines the key factors influencing the change.
  • Change in staff headcount and sales performance: tracking the expected changes in staff headcount and sales among industry executives operating in various regions, over October–December 2014.
  • Investment activities: ascertaining the various investment activities on which industry executives intend to focus on over October–December 2014.
  • Business concerns: examining industry executives’ attitudes towards various business concerns and provides regional analysis.
  • Key priorities: identifying the immediate business priorities of Oil and Gas industry executives over October–December 2014.
  • Purchase preferences: analyzing the purchasing behavior towards offshore equipment and investment allocations in the Oil and Gas equipment categories.
  • Budget allocation: examining total procurement budget split between capital expenditure and operating expenditure, and tracking the changes in the budget for 2014 and expectations for 2015.

Reasons to Buy

  • The report projects the current and future operating conditions of the Oil and Gas industry, and allows readers to make effective business decisions.
  • The report helps readers to make strategic decisions by understanding the present and future economic, and customer issues including key growth regions.
  • Oil and Gas industry suppliers will be provided with a clear uncovering of the key challenges and opportunities, and identify the key priorities likely to affect the industry’s growth prospects.
  • The report forecasts the change in supplier prices of various products, which are likely to influence the industry’s growth prospects over October–December 2014.
  • The report helps executives recognize the change in customer confidence levels in the global Oil and Gas industry over October–December 2014.
  • The report enables the executives to take key decisions on purchase preferences and investments in offshore equipment.
  • The report also helps the executives to know the leading suppliers in the Oil and Gas equipment categories.

Spanning over 70 pages “Oil and Gas Business Confidence Report Q4 2014” report Covering Methodology and sample size, Confidence indexes, State of the economy, Growth prospects and customer confidence, Appendix. This report Covered 7 Companies – Statoil ASA, Turkmengas, Afghan Gas Enterprise, Inter State Gas Systems (China), GAIL (India), GE, AECOM.

Know more about this report at – http://mrr.cm/ZtM

Find all Energy and Utilities Reports at: http://www.marketresearchreports.com/energy-utilities

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Life Insurance in Egypt, Key Trends and Opportunities to 2018, New Report Launched

The political upheaval of 2011 is still affecting Egypt, and the country is moving through a transitional phase with low level of foreign direct investment (FDI), a high budget deficit, rising poverty rates and high unemployment. The difficult political situation had a negative effect on Egyptian life insurers in 2013.

The Egyptian life insurance segment accounted for 41.2% of the industry’s gross written premium in 2013. The segment grew at a review-period CAGR of 14.4% in 2013. Individual life accounted for the highest share among all categories in the segment with 32.4% in 2013, followed by group whole life with 19.5%.

The extraordinarily low life insurance penetration of 0.30% not only presents numerous growth opportunities for existing insurers, but also encourages other multinationals to enter the segment. The government is creating a favorable environment for the industry, and the reintroduction of bancassurance and allowance of professionally managed mutual funds should benefit the segment.

The report provides in-depth market analysis, information and insights into the Egyptian life insurance segment, including:

  • The Egyptian life insurance segment’s growth prospects by life insurance category
  • Key trends and drivers for the life insurance segment
  • The various distribution channels in the Egyptian life insurance segment
  • The detailed competitive landscape in the life insurance segment in Egypt
  • Detailed regulatory policies of the Egyptian insurance industry
  • Analysis of various consumer segments in Egyptian life insurance
  • Key developments in the Egyptian life insurance segment
  • New products launched by Egyptian life insurers

Scope

This report provides a comprehensive analysis of the life insurance segment in Egypt:

  • It provides historical values for the Egyptian life insurance segment for the report’s 2009–2013 review period, and projected figures for the 2013–2018 forecast period.
  • It offers a detailed analysis of the key categories in the Egyptian life insurance segment, along with market forecasts until 2018.
  • It covers an exhaustive list of parameters, including written premium, incurred loss, loss ratio, commissions and expenses, combined ratio, frauds and crimes, total assets, total investment income and retentions.
  • It analyses the various distribution channels for life insurance products in Egypt.
  • It profiles the top life insurance companies in Egypt and outlines the key regulations affecting them.

Reasons to Buy

  • Make strategic business decisions using in-depth historic and forecast market data related to the Egyptian life insurance segment and each category within it.
  • Understand the demand-side dynamics, key market trends and growth opportunities in the Egyptian life insurance segment.
  • Assess the competitive dynamics in the life insurance segment.
  • Identify the growth opportunities and market dynamics in key product categories.
  • Gain insights into key regulations governing the Egyptian insurance industry and their impact on companies and the industry’s future.

Key Highlights

  • The Egyptian life insurance segment is concentrated, with the five leading companies accounting for 89.3% of the segment’s gross written premium in 2013.
  • The life segment accounted for 41.2% of the overall insurance industry’s gross written premium in 2013.
  • In 2013, the CBE removed the ban on bancassurance, which should benefit life insurance business.
  • The life segment in Egypt is still in its infancy, with products largely standardized, although insurers are developing and upgrading products to meet changing consumer needs due to the country’s volatile political and economic condition.
  • The extraordinarily low life insurance penetration of 0.30% in 2013 not only presents numerous growth opportunities to existing insurers, but also encourages other multinationals to enter the segment.

Spanning over 242 pages, 181 Tables and 177 Pages “Life Insurance in Egypt, Key Trends and Opportunities to 2018” report Covering Key Facts and Events, Executive Summary, Introduction, Egyptian Insurance Industry Attractiveness, Life Insurance Outlook, Analysis by Distribution Channel, Governance, Risk and Compliance, Competitive Landscape and Strategic Insights, Appendix. This report Covered 10 Companies – Misr Life Insurance, Allianz Egypt Life Insurance, Pharaonic American (Alico), Commercial International Life Insurance, NSGB Life Insurance, Suez Canal Life Insurance, Delta Insurance, Egyptian Takaful Life Insurance, ACE Life Insurance, Mohandes Insurance.

Know more about this report at – http://mrr.cm/ZtN

Related Reports are –

1st – Personal Accident and Health Insurance in Egypt, Key Trends and Opportunities to 2018 – See More at – http://mrr.cm/Ztx

2nd – Reinsurance in Egypt, Key Trends and Opportunities to 2018 – See More at – http://mrr.cm/Ztf

3rd – Non-Life Insurance in Egypt, Key Trends and Opportunities to 2018 – See More at – http://mrr.cm/ZtY

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

ICT investment trends in energy – Enterprise ICT spending patterns through to the end of 2015, New Report Launched

This report presents the findings from a survey of 155 energy companies regarding their Information & Communications Technology (ICT) investment trends. The survey investigates how energy companies currently allocate their ICT budgets across the core areas of enterprise ICT expenditure: hardware, software, IT services, communications, and consulting.

Key Findings

  • Publisher’s survey of 155 energy companies highlights that X% of respondents anticipate an increase in their ICT budgets in 2014, which is an increase of X% compared to 2013.
  • According to Publisher’s survey, energy companies are planning to invest X% of their external ICT budgets in hardware, software, and IT services in 2014, which is more than the combined allocation in 2013 (X%).
  • Energy companies are allocating the highest proportion of their software budgets to application lifecycle management (X%) followed by enterprise applications (X%) and information management (X%) in 2013.

Synopsis

This report presents the findings from a survey of 155 energy companies regarding their Information & Communications Technology (ICT) investment trends. The survey investigates how energy companies currently allocate their ICT budgets across the core areas of enterprise ICT expenditure: hardware, software, IT services, communications, and consulting.

The report illustrates the core technologies enterprises are investing in, including enterprise applications, mobility, and cloud computing. The survey also highlights the approach adopted by the energy companies to purchase technology. Through Publisher’s survey, the report aims to provide better insight to ICT vendors and services providers when pitching their solutions to energy companies.

In particular, it provides an in-depth analysis of the following:

  • Understand how ICT budgets are set to change in 2014 in terms of their overall size.
  • Appreciate how IT budgets are allocated across the core elements of IT spend, including hardware, software, services, communications, and consulting.
  • Learn how IT money is being spent in areas such as the data centre, applications, IT management and the network.
  • Gain an understanding regarding which ICT functions energy companies are interested in outsourcing.
  • Identify energy companies’ investment priorities based on their budget allocations across core technology categories such as enterprise applications, mobility, and cloud computing.
  • Learn about the drivers that are influencing energy companies’ investments in each technology category.
  • Establish how energy companies IT budgets are currently allocated across various segments within a technology category.
  • Gain insight into how energy companies plan to change their ICT budget allocations across various segments within a technology category.
  • Understand the vendor mindshare for various core and advanced technology categories.
  • Provides insight into energy companies’ preferred buying approaches.
  • Comprehend the business and IT objectives that energy companies are looking to achieve through their IT investment strategies.
  • Understand the factors that are influencing energy companies’ decision to select an ICT provider.

Reasons to Buy

  • This report will help readers to understand how the energy companies ICT landscape is set to change in 2014.
  • Gain a view as to how ICT money is being allocated in your target audience.
  • The report covers a detailed breakdown of the opportunities within each of the core areas of ICT spend (hardware, software, IT services, telecommunications, and consulting.)
  • The report will help users to gain a view of the current strategic objectives of energy companies.
  • The report will provide a detailed breakdown of the opportunities within selected technology categories (enterprise applications, mobility, and cloud computing).
  • Understand the factors that are influencing energy companies’ decision to select an ICT provider.
  • Gain a view as to the business and IT objectives energy companies are looking to achieve through their ICT investment strategies.

Spanning over 57 pages, 23 Tables and 23 Pages “ICT investment trends in energy – Enterprise ICT spending patterns through to the end of 2015” report Covering Trends in ICT budgets, ICT investment priorities and vendor mindshare, ICT procurement trends, Sector-specific trends, Summary, Appendix. This report Covered 20 Companies – Microsoft, IBM, Oracle, SAP, Salesforce.com, Google, Apple, SAP (Sybase), Nokia, HP, Vodafone, BT, RIM, Verizon, Orange, ATandT, Amazon web services, Rackspace, Salesforce.com, Deutsche Telekom/T-Systems.

Know more about this report at – http://mrr.cm/Ztg

Find all Telecom Reports at: http://www.marketresearchreports.com/telecom

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Consumer Credit in the UK – Key Trends and Opportunities to 2018, New Report Launched

Consumer credit increased throughout 2014, as economic recovery gained momentum

Consumer credit growth has shown consistent signs of growth in 2014, for the first time since before the financial crisis. This is in a large part due to consumer confidence also recording a positive number for the first time since the credit crunch, low interest rates and a steadily growing GDP, as nearly every category of lending has grown up to July 2014.Demand for and availability of credit also grew in both the second and third quarters of 2014, which has been a key factor.

Record-low interest rates on personal loans driving other loans and advancements category

HSBC became the first lender to break the 5% interest rate barrier for its GBP7,500–15,000 personal loan, which launched a price war between mainstream lenders, as each bank or building society tried to get to the top of the comparison tables. Tesco lowered its interest rates soon after, and Sainsbury’s raised its upper limit to GBP 35,000 in October – a record high personal loan. This means that lending is cheaper than ever for consumers, which has unsurprisingly given the industry a huge boost. The personal loan category was hit harder than any other in the aftermath of the financial crisis, and the stock of personal loans remains over GBP30.0 billion below its January 2008 total, so there is still ample room for recovery.

Central bank rate at remains at 0.5%; rise no longer imminent, but still set for mid-2015

The Bank of England’s (BoE) base rate has been at a record low since March 2009, at0.5%, meaning that financial institutions have had much cheaper access to credit; the rate looks set to rise in mid-2015, however. This was expected sooner, but a contraction in real wages and weaker global growth looks set to delay the increase by at least a quarter.

This will cause the cost of credit to rise, as banks will have to pay more for funds. Increases will be very steady, however, and the first rise will only be to a maximum of 0.75%, meaning any setback to the industry should be minor.

Consumer confidence and demand and availability both improving in 2014

Consumer confidence was positive in July 2014 – the first time since before the financial crisis, with a score of 1 for the month – and the index’s recent surge has helped to drive the consumer credit industry during this year. The index averaged -29.1 in 2012 and -19.9 in 2013, but just -6.8 in 2014. This improvement is expected to continue, as it has risen throughout 2014, although the BoE increasing the central bank rate could set it back temporarily.

Both demand for and availability of credit increased in the second and third quarters of 2014, as the overall industry has grown. Previously, demand had generally outstripped availability since 2009, as banks became reluctant to approve loans, though availability also remained in negative net percentage balances until 2011.

Motor finance continues to record extraordinary growth

Motor finance is the only typical form of consumer credit that has recorde substantial growth for a prolonged period. Both the number of new cars bought from dealerships and the value of advances paid on new cars have grown monthly on the previous year, staying at consistently above 20% since the beginning of 2012. Student loan figures surge as higher tuition fees introduced

The student loan category is not affected by the same factors as the rest of the consumer credit industry, as growth has been driven by the number of students and cost of tuition continuing to rise. The substantial jump from GBP3.97 billion in 2012–2013 to GBP 5.66 billion in 2013–2014 represents the impact of increased tuition fees.

Credit card market begins to recover after extremely difficult period

Much like the personal loan category, credit cards suffered massively during the credit crunch. Gross lending on credit cards has been growing since 2013, which shows the industry is recovering. Repayments have been rising at a very similar rate, however, which suggests consumers still remain wary of debt.

Scope

  • This report provides market analysis, information and insights into the UK consumer credit industry
  • It provides a breakdown of the different forms of consumer credit in the UK
  • It analyses drivers and the outlook for the market
  • It provides information on the main banks in the UK market
  • It covers News and regulatory developments

Reasons to Buy

Gain an understanding of the UK consumer credit industry

Key Highlights

Consumer credit growth has shown consistent signs of growth in 2014, for the first time since before the financial crisis. This is in a large part due to consumer confidence also recording a positive number for the first time since the credit crunch, low interest rates and a steadily growing GDP, as nearly every category of lending has grown up to July 2014.Demand for and availability of credit also grew in both the second and third quarters of 2014, which has been a key factor.

Spanning over 81 pages, 2 Tables and 63 Pages “Consumer Credit in the UK – Key Trends and Opportunities to 2018” report Covering Executive Summary, Introduction, Market Analysis, Consumers, Market Outlook, Completive Landscape, Regulation and Policy, UK Bank Profiles, Personal Loans Offered, Statistics, Appendix. This report Covered 7 Companies – Santander UK Plc, Royal Bank of Scotland Group Plc, HSBC Bank Plc, Barclays Plc, Lloyds Banking Group Plc, HSBC, Nationwide.

Know more about this report at – http://mrr.cm/Ztw

Find all Banking and Finance Reports at: http://www.marketresearchreports.com/banking-finance

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Consumer and Market Insights: Skincare Market in Germany, New Report Launched

Consumer and Market Insights: Skincare Market in the Germany provides an overview of the market, analyzing market data, demographic consumption patterns within the category, and the key consumer trends driving consumption. The report highlights innovative new product development that effectively targets the most pertinent consumer need states, and offers strategic recommendations to capitalize on evolving consumer landscapes.

Key Findings

  • The primary trend influencing Skincare consumption in the Germany is individualism, highlighting that German consumers are seeking products that meet their specific personal needs
  • As Skincare is considered an essential daily wear item for many German consumers, Better Value for Money is an important trend in the market with consumers seeking value both in the lowest price products and in those offering some form of added value
  • German consumers are increasingly seeking Skincare products that suit their age-specific needs, this includes younger consumers seeking products to combat acne; maturing consumers looking for anti-aging ingredients, and older consumers seeking products that soothe their dry skin
  • Both men and women increasingly seek formulations that meet their gender needs, as the rise in the number of working women has increased demand for convenient products. Among men, there has been a rise in demand for products offering moisturization and anti-aging, as image-consciousness influences consumption.

Synopsis

Consumer and Market Insights: Skincare Market in Germany identifies the key demographic groups driving consumption, and what motivates their consumption. When combined with an in-depth study of market and category dynamics, readers are able to identify key opportunities, and what they need to do in order to target them. The report uses a unique method of quantifying consumer trends to highlight the degree of influence they have on consumption within the category. The report also identifies the most important trends within the market and shows whether beliefs over what influences consumer behavior within the category are accurate.

Get access to:

  • Key consumer demographic groups driving consumption within the German market. The figures showcase the number of times consumers of specific ages and gender consume Skincare, as well as identifying whether these demographic groups “over” consume in the category (i.e. they account for a higher proportion of occasions than the proportion of society they represent overall).
  • A study of market value and volumes over 2008–2018 for Germany, supplemented with category, brand and packaging analysis that shows the current state of the market, and how it will evolve over the next five years.
  • The degree of influence that the 20 key consumer trends identified by Publisher have on Skincare consumption volumes, with granular analysis on the extent that degree of influences varies between gender and age group.
  • Insight into the implications behind the data, and analysis of how the needs of will evolve in the short-to-medium term future.
  • Examples of international and US-specific product innovation targeting key consumer needs.

Reasons to Buy

This report brings together consumer analysis and market data to provide actionable insight into the behavior of German Skincare consumers. This is based on Publisher’s unique consumer data, developed from extensive consumption surveys and consumer group tracking, which quantifies the influence of 20 consumption motivations in the Skincare sector. Category, brand and packaging dynamics are also examined. This allows product and marketing strategies to be better aligned with the leading trends in the market.

Spanning over 112 pages, “Consumer and Market Insights: Skincare Market in Germany” report Covering the Introduction, Market overview, Retailer and packaging, Demographic cohort consumption patterns, Consumer trend analysis, Innovation examples, Actions, Appendix. The report covered companies are – Avon, BeiersdorfAG, Bio-Oil, Burt’s Bees, Crevil, Dr Grandel, Escada, Evonik Industries, Herbacin, Herborist, Lacura, Lancome, MTG Co Ltd, Mustela, Nivea, Veet

Know more about this report at – http://mrr.cm/ZtU

Find all Consumer and Retail Report at: http://www.marketresearchreports.com/consumer-retail

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Lithium Ion Rechargeable Batteries – Beyond Customer and to Electric Vehicles and Electric Storage Systems – Global Markets, Technologies, Competitors and Opportunities 2014-2019 Analysis and Forecasts, New Report Launched

The reason for the update is that the electric vehicle boom is set to resume. The global xEV (electric vehicles of all types) market penetration has been disappointing in the past several years as early editions of EV and PHEV (plug-in hybrid electric vehicles) models have underachieved market expectations. To date, xEV sales represent only 0.2% of global passenger car sales. This slow adoption is attributed to such factors as high battery costs, limited EV range, nascent charging infrastructure and the lack of consumer awareness for EVs.

However, battery makers, OEMs and governments around the world are striving to make EVs a commercially viable product that can compete with ICE (internal combustion engine) vehicles in terms of cost and performance. With next generation batteries (cheaper and higher density) to be introduced over the next few years, the xEV market is at the cusp of taking off in earnest. By 2017, 102 new EV models and 49 PHEV new models will be launched globally. As for EVs, new models from Chinese, Japanese and German carmakers will account for 74% of total new offerings.

The takeoff of the xEV market will rapidly increase demand for rechargeable, lithium ion batteries. The Lithium Ion Battery market is already large and growing rapidly. Most of the growth in Lithium Ion Battery production during the next five years will be in xEV applications and ESS (Energy Storage System). No growth is expected in consumer applications.

This report focuses on the markets for Lithium Ion Batteries beyond consumer applications, in particular, xEVs and ESS. Topics covered in the report include electric and hybrid vehicles, lithium ion battery markets and technologies, and energy storage system technologies and markets. The report also contains detailed analysis of the major Lithium Ion Battery market players in terms of their product offerings, markets served, strategies, shares, technologies, competitors and financial performance.

Spanning over 307 pages “Lithium Ion Rechargeable Batteries – Beyond Customer and to Electric Vehicles and Electric Storage Systems – Global Markets, Technologies, Competitors and Opportunities 2014-2019 Analysis and Forecasts” report Covering the Executive Summary, Introduction, Rechargeable Lithium Ion Batteries Market, Electrical Energy Storage Market, Company Profiles.

Know more about this report at – http://mrr.cm/Zt3

Find all Energy and Utilities Reports at: http://www.marketresearchreports.com/energy-utilities

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.

Dairy: The Future Of Protein-global Markets, Competitors And Opportunities-2014-2019 Analysis And Forecasts, New Report Launched

The long-term thesis supporting the market for protein is hard to ignore: more people equals more mouths to feed, while the shift in diets, notably among emerging markets, will drive increased demand for protein of all types. This implies a substantial revenue opportunity for those facilitating the procurement, trading, storage, and transportation of protein products. This report focuses on Dairy protein only, whose production is estimated at USD354.4 billion in 2014, and is forecast to grow more than 10% annually over the next five years.

Topics covered in the report include global protein production by class and type, dairy production by type and region, dairy retail sales, exports, imports, foreign markets, the feed outlook, alfalfa production, yogurt demand and the Chinese infant milk formula market, among others.

The report contains detailed analysis of the major dairy market players in terms of their product offerings, markets served, strategies, competitors and financial performance.

Spanning over 349 pages “Dairy: The Future Of Protein-global Markets, Competitors And Opportunities-2014-2019 Analysis And Forecasts” report Covering the Introduction, Executive Summary, Protein Overview, Protein Market Overview, Dairy Protein Market, Company Profiles.

Know more about this report at – http://mrr.cm/ZtJ

Find all Food and Beverages Reports at: http://www.marketresearchreports.com/food-beverages

About Market Research Reports, Inc.

Market Research Reports, Inc. is the world’s leading source for market research reports and market data. We provide you with the latest market research reports on global markets, key industries, leading companies, new products and latest industry analysis & trends.